You may wonder if you need to check your credit report, and the answer is a yes. You need to check your credit score and you need to check it often. There are many reasons you want to do this and your credit score is a very important and private matter. You want to make sure that you know exactly what is going on with your credit at all times.

The first reason you may want to check your credit is for accuracy. Is not uncommon for inaccurate information to show up on a report, and you want to make sure that everything that is listed is accurate and belongs to you. It is not uncommon for names to be mixed up and another persons debt may show up on your report. This is especially true if you have a very common name. Sometimes things are also reported twice and you want to ensure that if you have any debt on your report that it is only listed once. This is information that can only be obtained by owning a copy of your report.
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Check Credit Report - Is Checking Your Scores Important?