Bill Coleman told the St. Petersburg Times all about the
health insurance "monster". He said "I've been thinking about getting out of the business, not because I dislike the
work, but because in the last few years I feel as if I am
acting as an enabler for some huge monster bent on
sucking the financial life out of families and employers."
We have an answer to the health insurance crisis- but first let me tell you how out of control the "monster" has become.
In 2006 health care premiums were up 7.7%, more than twice the rate of inflation. The annual health care premiums
for a family of four was $11,500 in 2006, according to the National Coalition on Health Care. Employee contributions
were up to $3000 and still could have deductibles up to $2500 a year. The National Coalition website has some scary
statistics. Total health care cost in 2004 was $1.4 Trillion... expected in 2015...
$4.0 Trillion! Americans need help, now!
There is an answer to the health insurance "monster".
Consumer driven health care plans. A few companies offer
value-oriented discount health care plans. You can save
between 50% to 80% on your health care services.
Plans cost between $20 to $30 a month.
Benefits Include:
1. No waiting period
2. No pre-authorization for treatment
3. No paperwork
4. Instant savings
5. All specialists included
6. All ongoing medical problems accepted
7. Ancillary services included, such as physical therapy,
lab services, imaging centers, diabetic supplies,
hearing services, and mental health services.
8. You can change doctors whenever you want
There are a few companies that now offer these plans.
When you are doing your search for health care plans, check to see if they have a Hospital Advocacy Program.
This program helps you if you need to be hospitalized or your child has an emergency admission to a hospital.
They negotiate the lowest possible fees for you, for all the different services you may require.
Doctors are opting to join in droves, they see the bleak future for health insurance. Health care plans are the
answer to the Health Insurance "Monster". These affordable plans take the fear out of your life. If, you or your
children have to go to the doctor, you have protection. You now have a choice.
Duane Begines is a health care specialist. He provides independent commentary on health care issues. Which company is the oldest, largest, and best health care value option? See below.
For more information on health care plans, please visit- EveryOneBenefits.com Amazing Benefits
