Dallas group health insurance quotes are easy for any business to get. Just call one or two group health insurance broker in Dallas and request quote. You will be presented with affordable health insurance quotes, and not so affordable health insurance quotes within a few days.
If you have not checked rates for a few years, then you may be shocked at the cost of group health insurance in Dallas, Texas. The rates have more than doubled what they cost in the year 2000.
If you have never requested Texas group health insurance quotes before, then you may not know that the quotes that you receive are the same, no matter who is the group health insurance broker. And you should also know that the Dallas group health insurance quotes you receive are subject to change by the group health insurance carriers. Group health insurance carriers in Texas base their final rates on the underwriting of your employees' health insurance applications.
By Texas law, the final rates for group health insurance plans for small businesses in Texas with less than fifty employees could increase by as much as 66%. As a business owner, you may be unaware that you have an employee or a dependent spouse or child with a serious health condition that could have a major impact on your final Texas group health insurance rates.
This is why a business should not necessarily be interested in working with a Dallas group health insurance broker who promises to give your company the most affordable group health insurance quotes in Texas. A business should be more interested in working with a knowledgeable group health insurance agent in Dallas who can be trusted to give them good advice.
Since Texas group health insurance rates are the same regardless of the broker, this is truly a situation where a business owner can get valuable advice for free throughout the year by selecting the right Dallas group medical insurance broker.
In fact, a business deserves and should expect valuable advice and service from their Dallas group health insurance broker throughout the year. A good group health insurance agent can help a company control their medical insurance expense inflation by helping the company institute an employee wellness plan that can educate and encourage and motivate employees to adapt healthier lifestyles. Employees and dependents who exercise, maintain their weight, and refrain from tobacco have been shown to have lower absenteeism. And they are much less likely to contract cancer, diabetes, heart disease or strokes, so their medical insurance claims are less.
A good Dallas group health insurance agent will also be able to recommend consumer-driven health plan designs for the company that can give employees monetary and tax favored incentives to control their health health care expenditures. And a good group medical insurance agent in Dallas can also help educate employees and give them tips on how they can spend less money to get quality health care by being careful shoppers.
A good Dallas group health insurance broker will also help communicate the value of the company's entire employee benefit plan to employees. Employees must be continuously reminded of the value and cost of the non-paycheck benefits offered by the company. A group health insurance broker is often perceived by employees as more credible than if this information was communicated directly company management. And this employee benefits communications is a free service that saves time and makes the job easier for the human resources department.
And most importantly, a good Dallas group health insurance broker can help their client businesses by being available and accessible throughout the year. If your business is not getting good advice and service throughout the year from your medical insurance broker in Texas, or if you only see your broker at renewal time, then you are missing an opportunity to add a valuable and trusted advisor to your business.
Mike Chapman is a principal with Group Benefits Advisors of Dallas Fort Worth Texas, an employee benefits consultant and Dallas group health insurance broker that specializes in out of the box solutions for small and mid-sized businesses in North Texas. He is nationally certified as an Advanced Chartered Benefits Consultant (CBC). Visit Mike Chapman's web site at GroupBenefitsAdvisors.com where you can subscribe to his newsletter. You can also contact him at mtchapman@groupbenefitsadvisors.com. Call today at (888) 398-6246 for a no-obligation consultation for your business, and learn how you can get affordable group health insurance quotes in Texas, plus advice and service throughout the year.
