There are so many different ways for people to save money on their car
insurance. Shopping around, obtaining multipolicy and multifamily discounts, and even increasing the deductible are all ways for everyone to find lower insurance costs. But if you’re a resident of New York, cheap car insurance can be obtained in a few different ways, all of which deal with the safety of your car.
1. Purchase a car that is considered “low profile.” These are cars that aren’t
high on the list of the most commonly burglarized and stolen vehicles. (If you
already have a “high profile” car, pay attention to the next two tips!)
2. Try to keep your car in a garage. When you’re not using your car, there is no
reason to leave it parked on the side of the street, open to theft and
vandalism. If you live in an apartment building that offers parking garage
space, utilize that space! If you live near a private garage service, inquire
about purchasing a space for your car. The extra money you may spend in parking
space rent will probably pale in comparison to the cost of repairs should your
car be burglarized, vandalized, or stolen.
3. Install some safety and anti-theft devices. These are important for everyone,
but they’re especially important for those who already have cars considered
“high profile” or those who do not have the option of parking their cars in
garages. These safety and anti-theft devices will help car owners in New York
obtain cheap car insurance.
Just because you live in New York doesn’t mean you have to pay outrageous prices
for your car insurance. In addition to shopping around for car insurance, asking
about multipolicy and multifamily discounts, and increasing your deductibles,
you may also get cheap car insurance in New York by owning a “low profile” car,
parking your car in a garage, and installing safety and anti-theft devices.
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